Wynward’s Umbrella ‘drops down’ to fill in gaps where the underlying primary liability is not as broad. It also ‘steps down’ over limited coverage amounts provided in the underlying policy.
- Combined Umbrella and CGL limits up to $15,000,000 (Umbrella coverage sits on top of Wynward CGL coverage)
- Stand alone Umbrella with limits up to $15,000,000 (subject to approved primary insurers/wordings)
- Occurrence Form policy
- Broadened definition of “personal injury” to include discrimination and humiliation
- Broadened definition of “bodily injury” to include mental anguish
- Worldwide coverage territory
- Available on a wide range of types and sizes of businesses
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