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Umbrella Liability

Umbrella coverage provides peace of mind protection over top of primary liability insurance policies. It also offers the convenience of one policy to provide higher limits over multiple lines of business.

Wynward’s Umbrella ‘drops down’ to fill in gaps where the underlying primary liability is not as broad. It also ‘steps down’ over limited coverage amounts provided in the underlying policy.

  • Combined Umbrella and CGL limits up to $15,000,000 (Umbrella coverage sits on top of Wynward CGL coverage)
  • Stand alone Umbrella with limits up to $15,000,000 (subject to approved primary insurers/wordings)

Coverage Features:

  • Occurrence Form policy
  • Broadened definition of “personal injury” to include discrimination and humiliation
  • Broadened definition of “bodily injury” to include mental anguish
  • Worldwide coverage territory
  • Available on a wide range of types and sizes of businesses

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